The Best Places to Stash Your Cash
Where is the best place to stash your savings in today's shaky financial market? Under your mattress? In a cookie jar? Your checking account? Savings account? Certificate of Deposit? With so many choices, it's easy to throw up your hands and take the path of least resistance, which can end up costing you money in lost interest.
It also doesn't help that interest rate cuts over the past year or so are making it more difficult to find good rates of return on your money. Nevertheless, this isn't a time to abandon your emergency fund just because the rates are relatively low. Your goal should be to maximize returns while maintaining the liquidity and security you need.
There are five common places that people use to manage their short-term savings:
- Checking Accounts
- Savings Accounts
- Money Markets
- Certificates of Deposit
- Savings Bonds
Learn more about where you should keep your savings, and check out the primer on U.S. savings bonds to help you make the most of your cash.
Comments
Sorry. I think Banks are also on their way down. For myself, I will trust my mattress. Nobody has control of it except me. Oh! I forgot I don’t have a mattress!!! Oops
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