Have a hard time saving money? The biggest problem is that most people treat savings as something that should be done after all of the necessities are paid. This usually means that by the time you pay all your bills, buy groceries, gas, and everything else, it feels like you have nothing left to save. That is actually the opposite of what you want to do. Think of your savings as a bill or expense that has to be paid -- whether it is $25 a month or $250 a month -- think of it as a bill that needs to be paid before you can spend money on other things.
One of the best ways to do this is by setting up an automatic savings plan. It doesn't matter if it is through your bank, brokerage, or retirement account, but you should be saving a portion of your income automatically. If you have to physically go to the bank and make a deposit, how likely are you to accomplish that? On the other hand, if you have $50 deducted from your paycheck every two weeks and have that money go into a savings account, how likely are you to miss it? When you don't see it, you don't miss it.
The Importance of saving and how to create an automatic savings plan: