How Not to Pay Off Debt

As with most things in life you can do them the right way or the wrong way. Paying off debt is no different. We all know that carrying excess debt can be harmful to our finances, but where do you draw the line when it comes to finding money to pay off your debt? While there isn't a hard and fast rule that applies equally to everyone, there are a few methods that generally are not a very good idea. In fact, you could even do more harm than good if you're not careful. Here's where you should think twice before adopting these methods of debt reduction.