A budget creates the foundation for even the most simple financial plan. Without a budget it's hard to keep track of where you're money is going, how much you're spending, and where opportunities for savings might lie. Even though budgeting is one of the first and most important aspects of a financial plan, very few people actually create and follow one.
For many, following a budget sounds like a chore. It creates images of tedious expense tracking, cutting out all of the fun things in your life, and being forced to count every penny. Fortunately, that doesn't have to be the case. Budgeting can be as simple or complex as you make it, but no matter how you create your budget if you follow it, you'll be on your way to financial independence. Here's a collection of resources to help you with your budget.
I agree you must create a template or map for yourself to get yourself going. Once you get going it is easy to keep it up and you will be amazed at the information at your fingertips. Having the information is the fastest way to become independent with your finances.