November 01, 2003Financial Planning Blog Archives |
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101 Ways to Save Money: Banking CostsYou probably don't give much thought to the cost of banking: monthly checking account fees, ATM fees, bounced-check fees, check printing, etc., but if you can shave banking expenses, you can put the money in your own pocket. Here are my tips for cutting banking fees.12:02 PM # Shop Safely OnlineIf you hate facing the crowds at the mall or you just don't have time to go from store to store to do your Christmas shopping, you may want to shop online. Here are a few simple tips for safely using your credit card on the Internet. If you take a few precautions, buying over the Internet can actually be safer than using your credit card in a restaurant.08:31 AM # Biggest Budget BustersWin the battle of the budget. Learn the top three causes of budget failure. Awareness of these budget busters is your first line of defense in the Battle of the Budget.08:25 AM # Buying a Diamond Engagement RingPlanning to pop the question this holiday season? If so, you may be looking for an engagement ring. Here's what you need to know to avoid being sucked in by the diamond industry's very effective marketing techniques and wind up spending more than you can afford.07:54 PM # Stay Out of Debt This Holiday SeasonUsing credit cards for holiday gifts leads to impulse spending and buying more than you can really afford. It can take months to pay off the debt and you end up paying much more for the gifts due to interest charges. This financial "holiday hangover" can be avoided with a few simple steps.10:56 AM # Leasing a Car Versus BuyingDon't judge a car lease by the size of the monthly payment. "But..." you ask, "how DO you judge a car lease?" Leases can be extremely confusing, but they really boil down to a few simple concepts. This article spells it out simply and clearly and tells you how to decide whether buying and leasing is right for you.05:16 PM # Buying a Home? Be Prepared for Closing CostsYou've worked and scrimped to save up enough money for a down payment on a house, and you're finally ready to become a homeowner. You've even found "the" house, and it looks like you can just afford the monthly payments and still be able to eat. Then you get a look at the Good Faith Estimate (GFE).10:35 AM # Record Keeping Advice You Can Use All YearWhen tax time comes around, do you dig frantically through piles of papers looking for the documentation you need to prepare your tax returns? Are you unsure about which records you should keep and which ones you can safely throw away? Here's a quick list of what records you should keep and how long you should keep them.08:16 AM # Dollars and Sense for KidsHow do kids learn about money? For most, it's by trial and error when they set out on their own after high school or college. You can help ensure that your kids will be financially responsible adults, but you have to start now. Here's how.08:12 AM # Financially FitThe end of the year is fast approaching. What better time to set your goals for next year, and what could be more important than becoming financially fit? Here's my advice for the most important resolutions for financial fitness in the year 2004 and beyond.06:10 PM # Marriage: Tying the Financial KnotSo you're getting married? Have you sat down with your fiancé and discussed finances? The way you mingle your money can mean the difference between wedded bliss and divorce court so before you tie the knot, read this advice.06:04 PM # |

