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Jeremy's Financial Planning Blog December 2008 Archive

By Jeremy Vohwinkle, About.com Guide to Financial Planning

Adjust Your Tax Withholding for 2009

Wednesday December 31, 2008
We're still a few months away from the April tax deadline, but that doesn't mean you should put off tax planning today. One of the easiest things you can do ... Read More

Should You Refinance Your Mortgage?

Sunday December 28, 2008
Mortgage rates have fallen quite a bit in recent months, so a common question is whether or not you should consider refinancing. The benefits are easy to understand. The lower ... Read More

The 5 Biggest Mistakes When Buying a Car

Friday December 26, 2008
For many people, a vehicle is a necessity. We often depend on our vehicles to get us to and from work every day, transport children to events, and even for ... Read More

The Importance of Saving for a Down Payment on a House

Tuesday December 23, 2008
With the current credit crisis and lenders tightening lending standards, it is becoming more important than ever to save up for a down payment on a new house. If you ... Read More

Giving the Gift of Education this Holiday Season

Sunday December 21, 2008
One of the greatest gifts for a child is money to help fund a college education. College is becoming more expensive while also a necessity for many career paths. You ... Read More

Save Money on Your Next Grocery Shopping Trip

Thursday December 18, 2008
With a weak economy, record gas prices, and increasing inflation, you're probably finding that your dollar doesn't go as far at the grocery store as it used to. Groceries and ... Read More

Budgeting Basics

Monday December 15, 2008
A budget is at the foundation of any financial plan, but unfortunately, most people don't take the time to create a budget, or have a difficult time following one. While ... Read More

Find Out If Itemizing Deductions is Beneficial Now Instead of Waiting Until April

Friday December 12, 2008
Part of sound financial planning is making sure that you don't pay more taxes than necessary, which means you need to have at least a basic understanding of tax deductions. ... Read More

Small Steps Lead to Big Credit Score Improvements

Tuesday December 9, 2008
No, there isn't a quick fix to your credit problems, but by understanding how your credit score is determined can help you take steps in improving it. You won't be ... Read More

Investing in a Bear Market

Sunday December 7, 2008
Does reading the news and checking your investment account statements make you sick to the stomach? You're not alone. Global markets continue to be extremely volatile and remain down upwards ... Read More

Calculating Your Tax-Equivalent Yield

Thursday December 4, 2008
When comparing interest rates on things like savings accounts, CDs, and bonds, it's a pretty simple process - the higher the interest rate, the higher the return. While that is ... Read More

It's Official: We're in a Recession

Tuesday December 2, 2008
While the announcement yesterday wasn't a surprise, it is good to acknowledge what many people have already known and felt. The National Bureau of Economic Research, or NBER said Monday ... Read More
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