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Budgeting 101

From About.com

All About Personal Budgets

Get Motivated to Budget

The Secret to Budgeting Successfully
Learn the number one top secret to budgeting successfully.

Twelve Reasons to Budget
Ever wonder why you should bother to budget? Here are twelve compelling reasons, from keeping you out of debt to improving your love life.

Budgeting: First Step to Financial Success
"Budget" is not a four-letter word. Here's why you need one, whether you make thousands or hundreds of thousands of dollars a year.

Are Budgets for Sissies?
How an average American family, with kids, in debt, amassed a small fortune and how you can do the same.

Start Budgeting

How to Set Up a Successful Budget
Step-by-step instructions for setting up a successful budget.

Guilt-free Budgeting: Set Up a Budget With No Blame, No Shame
A budget summarizes how you spend your money and creates guidelines for spending. How to set up a budget that works, without guilt.

Money and the College Student: Leave College Without Credit Card Debt
Learning to budget in college can prevent debt that saddles many students for the rest of their lives.

Stick to the Budget Habit

Overcoming the Urge to Splurge: Do You Indulge in Impulse Spending or Over Spending?
Impulse spending, or recreational shopping, can put a strain on both your finances and your relationships. Try this simple trick to control the urge to splurge.

The Psychology of Spending Money: The Real Culprit Behind Your Urge to Splurge
If you're having trouble sticking to a budget, perhaps you need to confront the real culprit behind your urge to splurge.

Biggest Budget Busters: Top Three Causes of Budget Failure
Win the battle of the budget by recognizing the top three budgeting pitfalls.

What Makes a Good Budget? Top Ten Features of a Successful Budget
In all the budget bloopers and blunders I've seen, the same few problems keep rearing their ugly heads. To avoid them, here are the top ten most important features of a successful budget.

Use Budget Tools

Free Budgeting E-mail Newsletter Course
Sign up for my free five-week email newsletter course called Successful Budgeting 101. You'll receive one lesson a week, giving you time to follow the steps outlined in each lesson, from getting motivated to set up your budget to staying motivated to stick with it.

Personal or Family Budget Worksheet
Not sure how to get started? This budget worksheet will help you set up your own budget.

College Budget Worksheet
A printable budget worksheet for college students, by month, semester, and school year.

Bloomberg Markets Magazine
Monthly magazine for active, sophisticated investors.

Cheapskate Monthly Newsletter
Practical and realistic solutions for your financial problems.

Money Magazine
One of the best all-around personal finance magazines.

Kiplinger Magazine
Down-to-earth advice on managing your money and achieving financial security.

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