1. Business & Finance

Credit/Debt

From , former About.com Guide

The Psychology of Spending Money
Discover the real culprit behind your urge to splurge. If there are psychological factors in your spending, following a debt reduction plan is like wearing perfume to cover body odor. It treats only the symptoms, not the underlying cause.

Warning Signs of Too Much Debt
Don't be lulled into a false sense of security that you don't have a debt problem just because you pay your bills on time and you can manage your monthly minimum credit card payments. Know the warning signs of too much debt.

Know What's On Your Credit Report
It's important to know what's on your credit report, how to fix errors, and how to improve your credit history if it's not exactly squeaky clean.

Get Out of Debt
To get out from under the burden of debt, you need to face the uncomfortable (and perhaps downright ugly) truth: it may take you 30 years to pay off that credit card balance. How? By paying the minimum balance. But there IS a way out.

Stay Out of Debt This Holiday Season
Using credit cards for holiday gifts leads to impulse spending and buying more than you can really afford. It can take months to pay off the debt. This financial "holiday hangover" can be avoided with a few simple steps.

The High Cost of Using Credit Cards
Don't get caught up in credit card offers that are "too good to pass up." Credit has its place, but using it unwisely can cripple you financially for the rest of your life. Find out what the credit card companies don't want you to know.

101 Ways to Save Money: Credit Cards
It's easier to save money than it is to make it. Here's the second installment in the Money Saving Series to help you identify ways to save money in every area of your life.

Mortgages and Loans
Loan types, mortgage rates, refinancing information.

Choose the Best Mortgage
Types of mortgages and how to choose the best one for your own personal situation.

Credit and Debt Management
An extensive site about managing your credit and debt.

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