Advice on Managing Your Credit and Debt
Information and advice on managing your debt, debt counseling, credit cards, FICO credit scores, mortgages, personal credit, credit bureaus, refinancing and other credit and debt topics.
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Are You Ready to Buy a Car?
Five critical things you need to do before you will be ready to buy a car
Five critical things you need to do before you will be ready to buy a car
Guide to Getting Out of Debt
To get out of debt, you need to assess your financial situationm ynderstand the basics of how credit works, get help when you need it, budget and cut costs, and avoid credit and debt mistakes. Here's how.
To get out of debt, you need to assess your financial situationm ynderstand the basics of how credit works, get help when you need it, budget and cut costs, and avoid credit and debt mistakes. Here's how.
Your Debt To Income Ratio
Do you have too much debt? Calculate your debt to income ratio to find out.
Do you have too much debt? Calculate your debt to income ratio to find out.
The Top 15 Warning Signs of Too Much Debt
Don't be lulled into a false sense of security that you don't have a debt problem just because you pay your bills on time and you can manage your monthly minimum credit card payments. Know the 15 warning signs.
Don't be lulled into a false sense of security that you don't have a debt problem just because you pay your bills on time and you can manage your monthly minimum credit card payments. Know the 15 warning signs.
Get Out of Debt Now
To get out from under the burden of debt, you need to face the uncomfortable (and perhaps downright ugly) truth: it may take you 30 years to pay off that credit card balance. How? By paying the minimum balance. But there IS a way out.
To get out from under the burden of debt, you need to face the uncomfortable (and perhaps downright ugly) truth: it may take you 30 years to pay off that credit card balance. How? By paying the minimum balance. But there IS a way out.
Eight Warning Signs That You May Be Headed for Bankruptcy
Find out the eight warnings signs that you may be headed for bankruptcy, and eight tips for avoiding that fate.
Find out the eight warnings signs that you may be headed for bankruptcy, and eight tips for avoiding that fate.
Your Car Payment May Prevent You From Qualifying for a Mortgage
Find out why so many young people are unable to qualify for a mortgage because of their car payments and how you can avoid having to choose between new wheels or digs you can call your own.
Find out why so many young people are unable to qualify for a mortgage because of their car payments and how you can avoid having to choose between new wheels or digs you can call your own.
Don't Let Student Loans Prevent You From Qualifying for a Mortgage
75% of college graduates with student loans said that student loan payments prevented them from buying a house or car. By following the tips in this article, you can avoid being in this same boat.
75% of college graduates with student loans said that student loan payments prevented them from buying a house or car. By following the tips in this article, you can avoid being in this same boat.
Six Ways To Prepare Now For Rising Interest Rates
When interest rates rise, what do higher rates do to your personal finances? When you hear of the possibility of rate hikes by the Federal Reserve (the Fed), is there anything you should do to prepare?
When interest rates rise, what do higher rates do to your personal finances? When you hear of the possibility of rate hikes by the Federal Reserve (the Fed), is there anything you should do to prepare?
Payday Loans: Dangerous Consumer Rip-Off
For many people, payday loans are the beginning of a vicious and very expensive cycle that they find difficult if not impossible to get out of. Find out why you should avoid these rip-offs.
For many people, payday loans are the beginning of a vicious and very expensive cycle that they find difficult if not impossible to get out of. Find out why you should avoid these rip-offs.
Quick and Easy Cash? There's Nothing Easy About Payday Loans
They may sound benign, but actually, pay day loans are about as malignant as it gets. Find out how they work, what they really cost, and how to find alternatives.
They may sound benign, but actually, pay day loans are about as malignant as it gets. Find out how they work, what they really cost, and how to find alternatives.
New Bankruptcy Law May Make It Harder for Some People to Erase Debts
Important provisions of the new bankruptcy law, which may make it harder for some people to erase their debts. Find out how it affects you.
Important provisions of the new bankruptcy law, which may make it harder for some people to erase their debts. Find out how it affects you.
Bankruptcy: How It Works, How To Prevent It
Gain a basic understanding of the different types of bankruptcy, how bankruptcy works, and how to avoid it.
Gain a basic understanding of the different types of bankruptcy, how bankruptcy works, and how to avoid it.
Using the Net to Manage Your Debt
The Internet makes managing your debt easier than ever. Here's how to take advantage of Internet resources.
The Internet makes managing your debt easier than ever. Here's how to take advantage of Internet resources.
No Credit? No Problem!
If you don't have a credit history, here's how to establish credit with or without a secured credit card.
If you don't have a credit history, here's how to establish credit with or without a secured credit card.
The Psychology of Spending Money
Find out the real culprit behind your urge to splurge.
Find out the real culprit behind your urge to splurge.
Deciding to Seek Credit Counseling
More and more people are turning to credit counselors to help them get out from under a mountain of debt. Some consumers are finding out the hard way, however, that not all credit counselors are created equal. Should you seek credit counseling?
More and more people are turning to credit counselors to help them get out from under a mountain of debt. Some consumers are finding out the hard way, however, that not all credit counselors are created equal. Should you seek credit counseling?
Credit and Debt at About.com
An About.com site dedicated exclusively to understanding and managing your debt.
An About.com site dedicated exclusively to understanding and managing your debt.