Personal Finance
Personal finance covers a wide array of topics such as banking, investing, saving, spending, insurance and more. Here you will find the most important and basic information regarding all personal finance topics.
Protect What You Have
You've worked hard to build wealth and put your finances in order, so don't leave your financial security to chance. Saving, investing, and planning for the future won't mean much if it's all taken away due to an unforeseen emergency. Make sure you have protection where it's needed while not paying more than you have to.
You've worked hard to build wealth and put your finances in order, so don't leave your financial security to chance. Saving, investing, and planning for the future won't mean much if it's all taken away due to an unforeseen emergency. Make sure you have protection where it's needed while not paying more than you have to.
How to Calculate Your Debt to Income Ratio
Two major components of tracking how you’re doing financially can be broken down into your income and debt levels. ¬Obviously, you’d like to have more income coming in than debt payments going out, but even if you are making more money than you owe, how can you tell if that’s good enough?
Two major components of tracking how you’re doing financially can be broken down into your income and debt levels. ¬Obviously, you’d like to have more income coming in than debt payments going out, but even if you are making more money than you owe, how can you tell if that’s good enough?
How to Deal With a Financial Emergency – Coping With a Financial Crisis
Have you just been blindsided by an unexpected financial emergency and don’t know what to do? Whether it’s a job loss, medical expenses, or an emergency home repair, an unexpected change in your financial situation can be incredibly stressful.
Have you just been blindsided by an unexpected financial emergency and don’t know what to do? Whether it’s a job loss, medical expenses, or an emergency home repair, an unexpected change in your financial situation can be incredibly stressful.
Putting Your Investment Performance in Perspective
Don't let short-term market performance derail your long-term goals.
Don't let short-term market performance derail your long-term goals.
Financial Planning Basics
Personal finance covers a wide variety of money topics including budgeting, expenses, debt, saving, retirement and insurance among others. Understanding how each of these topics work together and affect each other is important for laying the groundwork for a solid financial foundation for you and your family.
Personal finance covers a wide variety of money topics including budgeting, expenses, debt, saving, retirement and insurance among others. Understanding how each of these topics work together and affect each other is important for laying the groundwork for a solid financial foundation for you and your family.
Investment Considerations in a Bear Market
Regular market fluctuations are common and expected, but extended periods of decline can strike fear in even seasoned investors. These bear markets can last months or even years. So, what should you do when faced with a bear market?
Regular market fluctuations are common and expected, but extended periods of decline can strike fear in even seasoned investors. These bear markets can last months or even years. So, what should you do when faced with a bear market?
Using the Rule of 72 to Estimate Investment Returns
Compound interest is an amazing thing, and the Rule of 72 is a simple way to quickly estimate how long it will take your investment to double.
Compound interest is an amazing thing, and the Rule of 72 is a simple way to quickly estimate how long it will take your investment to double.
Strategies to Weather a Bear Market
Bear markets present a challenge to even the savviest investors. It is during these declining markets your patience will be tested.
Bear markets present a challenge to even the savviest investors. It is during these declining markets your patience will be tested.
Personal Finance 101
Personal finance covers a wide variety of money topics including budgeting, expenses, debt, saving, retirement and insurance among others. Understanding how each of these topics work together and affect each other is important for laying the groundwork for a solid financial foundation for you and your family.
Personal finance covers a wide variety of money topics including budgeting, expenses, debt, saving, retirement and insurance among others. Understanding how each of these topics work together and affect each other is important for laying the groundwork for a solid financial foundation for you and your family.
10 Tips to Help Prevent Identity Theft
Because it is becoming easier for thieves to obtain the information needed to steal and damage your identity, it is important to take a proactive approach and protect yourself.
Because it is becoming easier for thieves to obtain the information needed to steal and damage your identity, it is important to take a proactive approach and protect yourself.
Getting Your Financial House in Order
One of the easiest things you can do to help keep your financial house in order is to get organized. Having your financial information stored and processed in a systematic manner will go a long way in helping maintain your finances.
One of the easiest things you can do to help keep your financial house in order is to get organized. Having your financial information stored and processed in a systematic manner will go a long way in helping maintain your finances.
Tax-Equivalent Yield – Understanding Your Real Rate of Return
Some bonds are tax-exempt, so understanding the tax-equivalent yield can help you determine your real rate of return.
Some bonds are tax-exempt, so understanding the tax-equivalent yield can help you determine your real rate of return.
Financial Rules of Thumb
Everyone has a unique situation, and there are no concrete financial numbers that define success, but there are some rules of thumb that can help you gauge your progress.
Everyone has a unique situation, and there are no concrete financial numbers that define success, but there are some rules of thumb that can help you gauge your progress.
Choosing a Financial Planner
Finding the right financial planner doesn't have to be difficult.
Finding the right financial planner doesn't have to be difficult.
How to Calculate Your Net Worth
Your net worth can be a useful tool to measure your financial progress from year to year. Your net worth is essentially a grand total of all your assets minus your liabilities.
Your net worth can be a useful tool to measure your financial progress from year to year. Your net worth is essentially a grand total of all your assets minus your liabilities.
How to Create a Budget
Creating a budget may not sound like the most exciting thing in the world to do but it is vital in keeping your financial house in order.
Creating a budget may not sound like the most exciting thing in the world to do but it is vital in keeping your financial house in order.
Why You Need an Emergency Fund
In life you should expect the unexpected. The best you can do is to prepare for emergencies that require access to additional money and having an emergency fund is the ideal solution.
In life you should expect the unexpected. The best you can do is to prepare for emergencies that require access to additional money and having an emergency fund is the ideal solution.
David Fisher
David Fisher - Bio of David Fisher
David Fisher - Bio of David Fisher