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Retirement Planning

The idea of retirement is changing and there is more to retirement planning than saving money. This page will help you understand the various sources of income you will have during retirement and other issues you need to consider as you enter this phase of your life.

Retirement Planning 101
For most of us the quality of our retirement will depend on how much money we saved. While you may have some retirement income in the form of Social Security or a pension, more often than not it isn't enough. That means it's up to you to plan for and put some money aside for retirement. Here's what you need to know to get your retirement on track.

How much money do I need to retire?
Just how much money do you need to retire? It's a common question, but it doesn't have a simple answer. Find out how you can estimate how much money you'll need in retirement.

Planning for the Future - Making the Most of Your Retirement
When it comes to planning for the future, most people think of retirement. Retirement planning is important because it allows you to do the things that you were unable to do while working.

Six Retirement Planning Mistakes to Avoid
We all make mistakes, but learning from our mistakes and identifying what mistakes to avoid can make a big difference. Here are six common mistakes people make with retirement planning that you should avoid.

What is a 401(k) Plan?
Don’t let the cryptic name of the plan confuse you, these plans are actually fairly easy to understand.

What is a Traditional IRA and Who Should Have One?
A traditional IRA can be a great option if you are looking to save pre-tax dollars for retirement.

How can I determine which IRA is best for me?
A common question many people have is what type of IRA is best. Both the Traditional and Roth IRAs have significant tax advantages, but in some situations one may be better than the other.

Lifestyle or Target Date Funds Can Provide Easy Diversification
Target date or lifestyle funds can provide an easy way to diversify but can also create problems with your overall portfolio.

Should You Take a 401(k) Loan?
Many retirement plans such as 401(k)s and 403(b)s allow participants to borrow money from their retirement savings, but there are many things you should consider before tapping into that retirement plan with a loan.

Finding a Lost Pension
It may seem impossible to track down the old pension provider but there is a valuable resource available to the public in the form of the Pension Benefit Guaranty Corporation.

Retirement Planning Made Easy
An About.com site dedicated to all aspects of retirement planning.

Registered Retirement Savings Plan (RRSP)
A tax-advantaged retirement planning instrument for Canadians, similar to an IRA in the U.S.

4 Reasons to Start Investing for Retirement Right Now
You can easily educate yourself on ways to build wealth for your future security. Here are some reasons to start saving for your retirement today.

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