5 Common Money Leaks and What You Can Do to Eliminate Them
A big drain on your finances is bad money management. When it comes to monthly expenses, it can be difficult to identify financial leaks, but just like those tiny drops of water, pennies at a time can add up to an ocean of lost cash. So, pull on your plumber's overalls and put these five tips in your tool kit.
Saving Money on Groceries - What Are Your Best Grocery Shopping Tips?
Here are some tips that can help you keep your grocery budget under control.
Federal Deposit Insurance Corporation (FDIC)
FDIC stands for the Federal Deposit Insurance Corporation. The FDIC was created back in 1933 in response to the many bank failures during the Great Depression.
An Introduction to Saving Money
The ability to save money is the cornerstone of building wealth. In order to save money, you need to spend less than you earn. This is often easier said than done, but there are plenty of ways to help you begin saving money on even the tightest budget.
Earn More Interest at Online Banks
When the markets turn volatile, people tend to seek out safer places to stash their cash. Naturally, some have turned towards the high-yield savings accounts of online banks. The appeal of these banks is clear -- many of them offer interest rates that are far higher than traditional brick and mortar banks.
Examine the Roots of Overspending
To fight your tendency to spend more money than you should, you need to understand the root causes of overspending.
Save Money When Banking – Reduce Bank Fees
Bank fees may be small, but they can really add up over time. Learn how to cut out the fees when doing your banking.
U.S. Savings Bonds – The Safe Place to Save Money
If you're unhappy with your low interest rate on your savings at the bank, you may want to consider U.S. Savings Bonds.
The Difference Between APR and APY
Both APR (annual percentage rate) and APY (annual percentage yield) are commonly used to reflect the interest rate paid on something, but what is the difference between the two?
5 Money Saving Tips for Summer
You can save money throughout the year, but the warm temperatures of summer provide a few additional tips that can help you save even more money.
Save Money on Groceries - Grocery Shopping Tips
Have you been shocked by your grocery shopping bills recently? You're not alone. Here are some tips that can help you keep your grocery budget under control.
Why You Need an Emergency Fund
In life you should expect the unexpected. The best you can do is to prepare for emergencies that require access to additional money and having an emergency fund is the ideal solution.
Where to Keep Your Savings
Is your money working for you, or is it sitting idle earning very little interest? Find out where to keep your savings so that it is working as hard as it can.
How to Prepare for Falling Interest Rates
Interest rates play an important role in not only the economy, but your personal finances as well. As rates begin to fall, what does this mean for you, and how can you plan for lower rates?
5 Tips to Cut Spending Leaks
Sometimes it is the little things that add up. Stopping the little spending leaks in your life may amount to significant savings over time.
Top 5 Biggest Mistakes When Buying a Car
We often depend on our vehicles to get us to and from work every day, transport children to events, and even for pleasure. When you're looking to buy your next vehicle, make sure to avoid these common mistakes that could cost you thousands of dollars.
How to Create a CD Ladder
Creating a CD ladder can be a creative and simple way to take advantage of a traditionally safe investment product. By laddering your CDs, you can maximize your potential earnings and determine the frequency at which you'd like them available.
5 Ways to Save on Gas
Make no bones about it, gasoline is expensive and it isn’t getting any cheaper,so here are a few basic things you can do that could considerably save money on gas.
Make Saving Automatic
Do you have a savings account yet find it difficult to find money to deposit into it? Find out how to make saving money effortless.
How I Save Money During the Holidays
With the holidays right around the corner it's a time for spending money for many people. Between buying gifts, hosting parties, or traveling to visit family, the holiday budget can really start to add up. In the midst of a recession it makes the holiday season even more difficult to cope with. So, how are you saving money on the holidays this year? This is a chance for readers to share t…
Watch Out for Penalties for Cashing a CD Out Early
The biggest risks with certificates of deposit is inflation and interest rate risk. Inflation risk is the risk that the interest you earn won't overcome the loss in purchasing power because of rising inflation.
How to Save Money on Utility Bills This Winter
Here we are, noticing our summer tans fading, dark roots growing out from our scalps, and waiting for the first winter snow fall amidst the freezing rain and blowing wind. Winter is rearing its ugly head and so are heating costs. The television and web are full of great ideas on how to save money on energy costs, but more often than not it...
4 Reasons to Start Investing for Retirement Right Now
You can easily educate yourself on ways to build wealth for your future security. Here are some reasons to start saving for your retirement today.