Warning Signs

I never would have imagined when I started using credit cards that I would be in the situation I find myself in. I am 39 years old and feel like I have nothing because of what using credit cards (unwisely) did to me.

I really do hope that people who read about my story take it very seriously and think about their financial situation before they start spending and charging things to credit cards or other credit accounts.

What has happened to me can happen to anybody, especially if they're in denial that they have too much debt. I wish somebody had pointed out the warning signs to me. To find out if you may be headed for a situation like mine, see Warning Signs of Too Much Debt.