Hooked on Credit

I'm still thinking about how I got hooked on credit cards. I kept buying things on credit and thinking I was doing fine. We always think we have enough when sometimes we reallly don't!! Or we feel that we can afford the payments and we carry balances on our credit cards from month to month, and don't seem to notice when the balances creep higher and higher.

I am living proof that unexpected things happen to people all the time, like medical costs, divorce, death of a spouse, loss of a job, or a cut in income, that can suddenly make it impossible for them to make these payments that seemed so doable up until then.

I want to thank all of you who have been so supportive. I haven't been able to respond to all the comments, but I really appreciate them.