My Decision About Bankruptcy

I know I've said this before, but I still have a hard time being paid every two weeks. I'm hoping as I get a few months of having a written budget under my belt and seeing how it differs from what I actually spend, I'll get better at looking at things in a two-week window instead of weekly.

I have decided not to file bankruptcy and just let my two major credit cards sit for awhile and work on paying down the balances on the other ones. When I've got them paid off, I'll go back and try to deal with the ones that are in collection. There is no way to take care of them at the same time.

Hopefully the credit card companies for the two that are in collection will not take any legal action before I get the opportunity to start paying on them again.

I refuse to file bankruptcy if I dont have to. I watched an Oprah show a few weeks ago about people who were $100,00.00 in debt, which made mine not look so bad. It will all work out in time. ~Mary