Dealing With Unplanned Expenses

Right now I am just going through my bills again to make sure I have everything in line. Last week I had to replace the brake pads and rotors on my truck, which was an unexpected expense.

My budget has a small allowance each pay period to put away for these types of expenses that are sure to come along but not on a regular basis, but I haven't been budgeting long enough to build up this little reserve. I hope at some point I'll be able to pay expenses like this without having to take the money away from another payment I should be making.~ Mary