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Andrew Schrage

Updated Articles and Resources

By Andrew Schrage

    Updated Articles and Resources
    • Get Next Year’s Income Tax Refund Now Created: Wednesday, March 17, 2010 Updated: Thursday, April 17, 2014
      The IRS sends out nearly 100 million income tax refunds each year. That’s a lot of money! If you’re like most taxpayers, you’re probably familiar with the drill. You have taxes wi...
    • Get Your Tax Questions Answered by Calling 1-800-829-1040 Created: Wednesday, July 16, 2008 Updated: Thursday, April 17, 2014
      Are you looking for help with your taxes? Try calling 1-800-829-1040. This is the toll-free number for the IRS tax question line. With this number, you will be put in touch with someone right at th...
    • How to Calculate Your Net Worth Created: Monday, August 13, 2007 Updated: Wednesday, April 16, 2014
      Your net worth can be a useful tool to measure your financial progress from year to year. Your net worth is essentially a grand total of all your assets minus your liabilities.
    • How to Establish Credit Created: Thursday, August 30, 2007 Updated: Wednesday, April 16, 2014
      When you don’t have a credit history, it can be difficult and frustrating when trying to obtain a credit card or other type of loan. Establishing your initial credit history can be a Catch-22...
    • How to Create a CD Ladder Created: Sunday, July 25, 2010 Updated: Wednesday, April 16, 2014
      Creating a CD ladder can be a creative and simple way to take advantage of a traditionally safe investment product. By laddering your CDs, you can maximize your potential earnings and determine the...
    • Take Advantage of Your Employer’s Open Enrollment Period Created: Thursday, October 29, 2009 Updated: Wednesday, April 16, 2014
      The open enrollment period is important because it is one of the few times you can make changes to many of your employer provided benefits." itemprop="description" Thursday, May 03, 2007 Updated: Tuesday, April 15, 2014
      Have you filed your tax return and are now awaiting a refund? The good news is that you don’t have to be left in the dark in regards to the status of your refund. The IRS has a great tool on ...
    • How to Eliminate Credit Card Debt Created: Sunday, May 31, 2009 Updated: Monday, April 14, 2014
      Credit card debt is a major problem in this country. While not everyone has a credit card, those that do typically carry a balance. The interest rate on a credit card balance is usually between 10-...
    • How To Create a Budget Created: Sunday, May 06, 2007 Updated: Monday, April 14, 2014
      Creating a budget may not sound like the most exciting thing in the world to do but it is vital in keeping your financial house in order. Before you begin to create your budget it is important to r...
    • Should You Take a 401(k) Loan? Created: Monday, September 10, 2007 Updated: Saturday, April 12, 2014
      Many retirement plans such as 401(k)s and 403(b)s allow participants to borrow money from their retirement savings, but there are many things you should consider before tapping into that retirement...
    • Make the Most of Your Income Tax Refund Created: Wednesday, March 05, 2008 Updated: Friday, April 11, 2014
      If you’re expecting an income tax refund this year, you’ll want to make sure you put that money to good use. While it can feel like you’re receiving a windfall, remember that this...
    • The Secret to Saving Money Created: Monday, March 01, 2010 Updated: Wednesday, April 09, 2014
      Would you be interested if I told you there’s a secret to saving money? Well, it’s true. There are a few secrets that can be used to save money, even if it doesn’t feel like you h...
    • 9 Tips for Streamlining the Tax Filing Process Created: Monday, March 31, 2014 Updated: Wednesday, April 09, 2014
      Use these simple tips to streamline the filing process and speed through your taxes in no time.
    • Should Teens and College Students Have Credit Cards? Created: Friday, January 09, 2009 Updated: Wednesday, April 09, 2014
      If you want your child to have good spending habits and resist the temptation that can come with having a credit card, it’s up to you to educate them." itemprop="desczTP='t3'" --> itemprop="d...
    • 10 Ways to Save Cash at the Grocery Store Created: Monday, March 31, 2014 Updated: Monday, March 31, 2014
      Keep your grocery bill in check by following these 10 tips to reduce your expenses.
    • 7 Ways to Save More Money for Higher Education Created: Friday, February 28, 2014 Updated: Friday, February 28, 2014
      Because costs are climbing higher than ever before, it's more important than ever to find ways to conserve cash. Here are eight things you can do to save money for your children's higher education.
    • 7 Budgeting Tips for Self-Employed Freelancers Created: Friday, February 28, 2014 Updated: Friday, February 28, 2014
      Here are seven tips to help make your transition to freelance work fruitful and enduring.
    • 7 Tips for Successfully Organizing Your Finances Created: Tuesday, January 21, 2014 Updated: Tuesday, January 21, 2014
      Organizing your finances may seem dull, but it's the best way to determine whether you're following a sound budget to meet your financial goals.
    • How to Create a Workable Personal Budget Created: Tuesday, January 14, 2014 Updated: Tuesday, January 14, 2014
      Another year is in the books, so don't let this one slip by without opening up a different kind of book and detailing your income and spending today.
    • 5 Budgeting Tips for Life on a Fluctuating Income Created: Friday, December 20, 2013 Updated: Friday, December 20, 2013
      The lack of consistency can make budgeting difficult. Here are some budgeting tips for professionals with fluctuating income to help survive any market season:
    • 4 Reasons to Start Investing for Retirement Right Now Created: Wednesday, December 18, 2013 Updated: Wednesday, December 18, 2013
      You can easily educate yourself on ways to build wealth for your future security. Here are some reasons to start saving for your retirement today.
    • 6 Things You Should Do to Save Money This Year Created: Monday, December 16, 2013 Updated: Monday, December 16, 2013
      There are several things you can do with your personal economy to position yourself for a solid financial year. Find out what they are here.
    • 6 Reasons to Get Out of Credit Card Debt Right Now Created: Thursday, December 12, 2013 Updated: Thursday, December 12, 2013
      The average American carries about $8k in credit card debt and wastes more than $$1k per year on interest. Find out why you should get out of debt.
    • Payday Loans: Beware of These Dangerous Loans Created: Sunday, August 29, 2010 Updated: Monday, November 11, 2013
      During these turbulent economic times millions of working Americans are facing, payday loans are becoming a popular source of short-term financing. This has been especially true for low-income fami...
    • Claiming the Child Tax Credit Created: Wednesday, February 10, 2010 Updated: Tuesday, October 29, 2013
      Did you know that there is a hefty tax credit available to many households who have a dependent child? This may come as a surprise to many new parents, but it’s important to plan for so that ...
    • Contact Information for the About.com Financial Planning Guide Created: Thursday, June 06, 2013 Updated: Thursday, June 06, 2013
      Find out how to get in touch with the About.com Financial Planning Guide.
    • 4 Unique Ways to Save Money for Your Next Car Created: Thursday, June 06, 2013 Updated: Thursday, June 06, 2013
      Sometimes it takes drastic measures to save a few bucks. But the better the reason to save, the more sense it makes. When it comes to saving for your next big purchase, such as a car, it makes...
    • How to Spring Clean Your Finances for 2013 Created: Thursday, June 06, 2013 Updated: Thursday, June 06, 2013
      There are several common sense approaches you can take to offset the extra cash you must dole out to survive. One of the best ways to do this is to "spring clean" your finances.
    • 5 Common Money Leaks and What You Can Do to Eliminate Them Created: Thursday, June 06, 2013 Updated: Thursday, June 06, 2013
      A big drain on your finances is bad money management. When it comes to monthly expenses, it can be difficult to identify financial leaks, but just like those tiny drops of water, pennies at a time ...
    • How to Sell Your Stuff to Get Out of Debt Created: Thursday, June 06, 2013 Updated: Thursday, June 06, 2013
      Although the down economy may have inspired you to reduce spending and start saving, the average American still carries more than $7,000 in credit card debt, according to CreditCards.com. With the ...
    • Building a Financial Safety Net - Emergency Fund, Disability, and Life Insurance Created: Monday, November 23, 2009 Updated: Friday, May 10, 2013
      Where do you turn when you're faced with a financial emergency? Do you have money set aside to cover the unexpected expenses? Is there some sort of insurance in place? Without the right financial s...
    • Make Sure You Have Adequate Homeowners Protection Created: Sunday, June 29, 2008 Updated: Friday, May 10, 2013
      If you own a home, you probably have homeowners insurance. For most homeowners, this insurance was something that was purchased at the same time as the home, and little thought has gone into it sin...

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